What does this have to do with fault?

For the purpose of compensating for injuries, “no fault” insurance ignores who causes a collision and treats “fault” as irrelevant. If there is a collision involving a vehicle causing injury, ICBC, as the insurance monopoly in British Columbia, has total control over everything including if, when, how much, and for how long an injured party gets coverage for their treatment and benefits.

Some studies do show that collision and fatality rates are increased in no fault insurance jurisdictions.  At-fault drivers are entitled to not just the same compensation as injured parties, the only deterrent to bad driving behavior may be increased premiums. The injured party has no right to sue the negligent driver for damages and there is no liability insurance to pay the injured party any damages.

This entry was posted in . Bookmark the permalink.